All Articles

Lending Basics

Introduction to private lending concepts

192 articles

Lending Basics

What Exit Strategies Work for Private Lending? 2025 Guide

Common exits include property sale, bank refinance, development completion, or business income. Learn everything about what exit strategies work for private lending in this guide.

14 Jan 20263 min
Lending Basics

What Fees Are Involved in Private Lending? 2025 Guide

Expect establishment fees of 1-3%, plus legal, valuation, and potential exit fees. Learn everything about what fees are involved in private lending in this guide.

14 Jan 20263 min
Lending Basics

Equity Release Loans in Australia 2025: Private Lending Guide (Rates from 10-14%)

Access the equity in your property for any purpose without selling. Get approval in 24-48 hours, rates from 10-14% p.a., LVR up to 70-75%.

14 Jan 20265 min
Lending Basics

Debt Consolidation Loans in Australia 2025: Private Lending Guide (Rates from 10-14%)

Combine multiple debts into a single loan secured against property. Get approval in 24-48 hours, rates from 10-14% p.a., LVR up to 70-75%.

14 Jan 20265 min
Lending Basics

Business Loans in Australia 2025: Private Lending Guide (Rates from 10-16%)

Working capital and business finance secured against residential or commercial property. Get approval in 24-48 hours, rates from 10-16% p.a., LVR up to 65-75%.

14 Jan 20265 min
Lending Basics

Bridging Loans Australia 2025: Buy Before You Sell (Complete Guide)

Want to buy your next home before selling your current one? Bridging loans bridge the gap. Compare bank vs private lender options, rates from 6.5%, and approval in days.

14 Jan 202611 min
Lending Basics

Regulated Private Lending Australia

Complete guide to regulated private lending australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Licensed Private Lenders Australia

Complete guide to licensed private lenders australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Hidden Costs of Private Lending

Complete guide to hidden costs of private lending for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

24 Month Private Loans

Complete guide to 24 month private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

12 Month Private Loans

Complete guide to 12 month private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

6 Month Private Loans

Complete guide to 6 month private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

3 Month Private Loans

Complete guide to 3 month private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Emergency Private Loans

Complete guide to emergency private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Urgent Private Lending

Complete guide to urgent private lending for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Fast Private Loans Australia

Complete guide to fast private loans australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

48 Hour Settlement Private Loans

Complete guide to 48 hour settlement private loans for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Same Day Private Loans Australia

Complete guide to same day private loans australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Large Private Loans Australia

Complete guide to large private loans australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Small Private Loans Australia

Complete guide to small private loans australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Private Loans 2 Million Plus

Complete guide to private loans 2 million plus for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Private Loans Over 1 Million Australia

Complete guide to private loans over 1 million australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Private Loans 500k to 1 Million

Complete guide to private loans 500k to 1 million for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Private Loans 100k to 500k

Complete guide to private loans 100k to 500k for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Private Loans Under 100k Australia

Complete guide to private loans under 100k australia for Australian borrowers and investors.

14 Jan 20263 min
Lending Basics

Can Foreigners Get Private Loans Australia

Get answers to "Can Foreigners Get Private Loans Australia" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Can I Get Private Lending Without Income Proof

Get answers to "Can I Get Private Lending Without Income Proof" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Can Self Employed Get Private Loans

Get answers to "Can Self Employed Get Private Loans" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Can I Get a Private Loan with Bad Credit

Get answers to "Can I Get a Private Loan with Bad Credit" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Why Private Lenders are More Flexible

Get answers to "Why Private Lenders are More Flexible" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Why Banks Decline Loans

Get answers to "Why Banks Decline Loans" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What is Mezzanine Finance

Get answers to "What is Mezzanine Finance" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What is a Second Mortgage Loan

Get answers to "What is a Second Mortgage Loan" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What is a Caveat Loan

Get answers to "What is a Caveat Loan" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What Happens if I Default on Private Loan

Get answers to "What Happens if I Default on Private Loan" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What Fees Do Private Lenders Charge

Get answers to "What Fees Do Private Lenders Charge" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What Security Do Private Lenders Require

Get answers to "What Security Do Private Lenders Require" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What Credit Score for Private Lending

Get answers to "What Credit Score for Private Lending" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

What Documents Do Private Lenders Need

Get answers to "What Documents Do Private Lenders Need" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

How Long Does Private Lending Take

Get answers to "How Long Does Private Lending Take" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

How Much Can I Borrow from Private Lenders

Get answers to "How Much Can I Borrow from Private Lenders" with our comprehensive Australian guide.

14 Jan 20263 min
Lending Basics

Quick Loans Australia

Everything you need to know about quick loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Real Estate Loans Australia

Everything you need to know about real estate loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Secured Loans Australia

Everything you need to know about secured loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Property Backed Loans Australia

Everything you need to know about property backed loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Equity Lending Australia

Everything you need to know about equity lending australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Asset Based Lending Australia

Everything you need to know about asset based lending australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Hard Money Loans Australia

Everything you need to know about hard money loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Private Money Loans Australia

Everything you need to know about private money loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Alternative Lending Australia

Everything you need to know about alternative lending australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Non Bank Loans Australia

Everything you need to know about non bank loans australia. Expert Australian guide with practical advice.

13 Jan 20262 min
Lending Basics

Private Lending Secured by Inventory

Everything you need to know about private lending secured by inventory. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Plant

Everything you need to know about private lending secured by plant. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Trailers

Everything you need to know about private lending secured by trailers. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Trucks

Everything you need to know about private lending secured by trucks. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Aircraft

Everything you need to know about private lending secured by aircraft. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Caravans

Everything you need to know about private lending secured by caravans. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Boats

Everything you need to know about private lending secured by boats. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Machinery

Everything you need to know about private lending secured by machinery. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Equipment

Everything you need to know about private lending secured by equipment. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Secured by Vehicles

Everything you need to know about private lending secured by vehicles. Expert Australian guide with practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in Northern Territory

Comprehensive guide to private lending laws in northern territory in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in ACT

Comprehensive guide to private lending laws in act in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in Tasmania

Comprehensive guide to private lending laws in tasmania in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in South Australia

Comprehensive guide to private lending laws in south australia in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in Western Australia

Comprehensive guide to private lending laws in western australia in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in Queensland

Comprehensive guide to private lending laws in queensland in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in Victoria

Comprehensive guide to private lending laws in victoria in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Laws in NSW

Comprehensive guide to private lending laws in nsw in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Know Your Customer

Comprehensive guide to private lending know your customer in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Anti-Money Laundering

Comprehensive guide to private lending anti-money laundering in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Responsible Lending

Comprehensive guide to private lending responsible lending in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Hardship Provisions

Comprehensive guide to private lending hardship provisions in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Ombudsman Complaints

Comprehensive guide to private lending ombudsman complaints in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Dispute Resolution

Comprehensive guide to private lending dispute resolution in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Unfair Contract Terms

Comprehensive guide to private lending unfair contract terms in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending Consumer Protection

Comprehensive guide to private lending consumer protection in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending NCCP Compliance

Comprehensive guide to private lending nccp compliance in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending ASIC Requirements

Comprehensive guide to private lending asic requirements in Australia. Expert insights, requirements, and practical advice.

13 Jan 20263 min
Lending Basics

Private Lending at 80% LVR or Higher

Learn about private lending at 80% lvr or higher in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending at 75% LVR

Learn about private lending at 75% lvr in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending at 70% LVR

Learn about private lending at 70% lvr in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending at 60% LVR

Learn about private lending at 60% lvr in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending at 50% LVR

Learn about private lending at 50% lvr in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans for 36 Months or Longer

Learn about private loans for 36 months or longer in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans for 24 Months

Learn about private loans for 24 months in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans for 12 Months

Learn about private loans for 12 months in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans for 6 Months

Learn about private loans for 6 months in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans for 3 Months or Less

Learn about private loans for 3 months or less in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans Over $5 Million

Learn about private loans over $5 million in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans $1 Million to $5 Million

Learn about private loans $1 million to $5 million in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans $500,000 to $1 Million

Learn about private loans $500,000 to $1 million in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans $100,000 to $500,000

Learn about private loans $100,000 to $500,000 in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Loans Under $100,000 in Australia

Learn about private loans under $100,000 in australia in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Moreton Bay QLD

Learn about private lending in moreton bay qld in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Redlands QLD

Learn about private lending in redlands qld in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Logan QLD

Learn about private lending in logan qld in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Ipswich QLD

Learn about private lending in ipswich qld in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Fortitude Valley and Inner Brisbane

Learn about private lending in fortitude valley and inner brisbane in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Werribee and Western Melbourne

Learn about private lending in werribee and western melbourne in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Dandenong and South East Melbourne

Learn about private lending in dandenong and south east melbourne in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Frankston and Mornington Peninsula

Learn about private lending in frankston and mornington peninsula in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Toorak and Eastern Melbourne

Learn about private lending in toorak and eastern melbourne in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Brighton and Sandringham

Learn about private lending in brighton and sandringham in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in South Yarra and Inner Melbourne

Learn about private lending in south yarra and inner melbourne in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in St Kilda and Bayside Melbourne

Learn about private lending in st kilda and bayside melbourne in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Hills District Sydney

Learn about private lending in hills district sydney in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Inner West Sydney

Learn about private lending in inner west sydney in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Northern Beaches Sydney

Learn about private lending in northern beaches sydney in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Sutherland Shire

Learn about private lending in sutherland shire in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Chatswood and Upper North Shore

Learn about private lending in chatswood and upper north shore in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in North Sydney and Lower North Shore

Learn about private lending in north sydney and lower north shore in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending in Bondi and Eastern Suburbs

Learn about private lending in bondi and eastern suburbs in Australia. Expert guide with rates, requirements, and practical tips.

13 Jan 20263 min
Lending Basics

Private Lending Cost to Complete

Learn about private lending cost to complete in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Practical Completion

Learn about private lending practical completion in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Retention Amounts

Learn about private lending retention amounts in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Progress Payments

Learn about private lending progress payments in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Draw Down Process

Learn about private lending draw down process in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Prepayment Options

Learn about private lending prepayment options in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Balloon Payments Explained

Learn about private lending balloon payments explained in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Interest Capitalisation

Learn about private lending interest capitalisation in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Repayment Structures

Learn about private lending repayment structures in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending Terminology Guide

Learn about private lending terminology guide in Australia. Expert guide covering key aspects and considerations.

13 Jan 20262 min
Lending Basics

Private Lending in Toowoomba QLD

Private lending options in Toowoomba. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Cairns QLD

Private lending options in Cairns. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Townsville QLD

Private lending options in Townsville. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Sunshine Coast QLD

Private lending options in Sunshine Coast. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Bendigo VIC

Private lending options in Bendigo. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Ballarat VIC

Private lending options in Ballarat. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Geelong VIC

Private lending options in Geelong. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Central Coast NSW

Private lending options in Central Coast. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Wollongong NSW

Private lending options in Wollongong. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Campbelltown NSW

Private lending options in Campbelltown. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Penrith NSW

Private lending options in Penrith. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Liverpool NSW

Private lending options in Liverpool. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Blacktown NSW

Private lending options in Blacktown. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending in Parramatta NSW

Private lending options in Parramatta. Find local lenders, compare rates, and get fast property finance.

13 Jan 20262 min
Lending Basics

Private Lending for Self-Employed Borrowers

Self-employed borrowers benefit from private lending. Less income documentation required. Complete Australian guide with expert insights.

13 Jan 20262 min
Lending Basics

What Happens If You Default on Private Loan

Default leads to mortgage enforcement. Understand your obligations and options. Complete Australian guide with expert insights.

13 Jan 20262 min
Lending Basics

Refinancing from Private to Bank Lending

Refinancing from private to bank is common. Use private lending as a bridge. Complete Australian guide with expert insights.

13 Jan 20262 min
Lending Basics

Private Lending Income Verification

Private lenders require minimal income verification. Security matters more than income. Complete Australian guide with expert insights.

13 Jan 20262 min
Lending Basics

What is the Maximum LVR for Private Lending? 2025 Guide

Typically 70-75% for first mortgages, up to 80% combined for second mortgages. Learn everything about what is the maximum lvr for private lending in this guide.

13 Jan 20263 min
Lending Basics

Can I Get Private Lending for Investment Property? 2025 Guide

Yes, investment property is one of the most common uses for private lending. Learn everything about can i get private lending for investment property in this guide.

13 Jan 20263 min
Lending Basics

What Credit Score Do I Need for Private Lending? 2025 Guide

Most private lenders don't check credit scores at all. Learn everything about what credit score do i need for private lending in this guide.

13 Jan 20263 min
Lending Basics

How Long Does Private Lending Take? 2025 Guide

Approval in 24-48 hours; settlement in 3-7 business days. Learn everything about how long does private lending take in this guide.

13 Jan 20263 min
Lending Basics

Is Private Lending Profitable for Investors?

Private lending returns range 9-15% annually. Learn if it suits your investment strategy. Complete Australian guide with expert insights.

13 Jan 20262 min
Lending Basics

Is Private Lending Safe? 2025 Guide

Yes, when you work with reputable lenders and understand the terms. Learn everything about is private lending safe in this guide.

13 Jan 20263 min
Lending Basics

Is Private Lending Legal in Australia? 2025 Guide

Yes, private lending is completely legal and regulated in Australia. Learn everything about is private lending legal in australia in this guide.

13 Jan 20263 min
Lending Basics

Private Lending Lenders Mortgage Insurance

Learn about private lending lenders mortgage insurance in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Building Insurance

Learn about private lending building insurance in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Insurance Requirements

Learn about private lending insurance requirements in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Deposit Bonds Explained

Learn about private lending deposit bonds explained in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Partial Release of Security

Learn about private lending partial release of security in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Cross-Collateralisation

Learn about private lending cross-collateralisation in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Security Requirements

Learn about private lending security requirements in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Personal Guarantees Explained

Learn about private lending personal guarantees explained in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending After Mortgage Default

Learn about private lending after mortgage default in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending for Bankrupt Borrowers

Learn about private lending for bankrupt borrowers in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Why Banks Decline Loans and Private Lenders Approve

Learn about why banks decline loans and private lenders approve in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Glossary: Key Terms Explained

Learn about private lending glossary: key terms explained in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Understanding Private Lending Interest Calculations

Learn about understanding private lending interest calculations in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

How Private Lenders Assess Property Value

Learn about how private lenders assess property value in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Private Lending Fees Explained: What to Expect

Learn about private lending fees explained: what to expect in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Understanding Loan-to-Value Ratio in Private Lending

Learn about understanding loan-to-value ratio in private lending in Australia. Expert guide covering key considerations, requirements, and how to proceed.

13 Jan 20262 min
Lending Basics

Line of Credit vs Bridging Loan: Which Should You Choose

Compare line of credit and bridging loan to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Fixed vs Variable Rates for Private Loans

Compare fixed and variable rates for private loans to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Private Lending vs Peer-to-Peer Lending in Australia

Compare private lending and peer-to-peer lending in australia to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

First Mortgage vs Second Mortgage Loans Explained

Compare first mortgage and second mortgage loans explained to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Non-Bank Lenders vs Private Lenders: Understanding the Difference

Compare non-bank lenders and private lenders to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Secured vs Unsecured Business Loans: Which is Better

Compare secured and unsecured business loans to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Short Term Loans vs Long Term Financing in Australia

Compare short term loans and long term financing in australia to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

Private Lending vs Mortgage Brokers: What's the Difference

Compare private lending and mortgage brokers to understand which option suits your needs. Australian borrower guide.

13 Jan 20263 min
Lending Basics

SMSF Loans in Australia 2025: Private Lending Guide (Rates from 10-14%)

Property finance for self-managed super funds with limited recourse borrowing arrangements. Get approval in 24-48 hours, rates from 10-14% p.a., LVR up to 65-70%.

13 Jan 20265 min
Lending Basics

Rural and Agricultural Loans in Australia 2025: Private Lending Guide (Rates from 12-18%)

Private lending for farms, rural properties, and agricultural businesses. Get approval in 24-48 hours, rates from 12-18% p.a., LVR up to 50-60%.

13 Jan 20265 min
Lending Basics

Residual Stock Finance in Australia 2025: Private Lending Guide (Rates from 10-14%)

Funding to hold completed but unsold property stock, typically at end of development projects. Get approval in 24-48 hours, rates from 10-14% p.a., LVR up to 65-70%.

13 Jan 20265 min
Lending Basics

Mezzanine Finance in Australia 2025: Private Lending Guide (Rates from 15-25%)

Higher-risk funding that sits between senior debt and equity, often used in property development. Get approval in 24-48 hours, rates from 15-25% p.a., LVR up to 75-85% combined.

13 Jan 20265 min
Lending Basics

Land Loans in Australia 2025: Private Lending Guide (Rates from 12-16%)

Finance for purchasing vacant land, whether for future development or investment. Get approval in 24-48 hours, rates from 12-16% p.a., LVR up to 50-65%.

13 Jan 20265 min
Lending Basics

Caveat Loans Australia 2025: Fast Approval Guide (Funded in 24-48 Hours)

Need fast business funding secured against property? Caveat loans offer approval in hours and settlement in 1-3 days. Rates from 0.79% monthly. No credit checks required.

13 Jan 202610 min
Lending Basics

Second Mortgage Loans Australia 2025: Access Your Equity Fast (Up to 80% LVR)

Unlock your property equity with a second mortgage. Private lenders offer up to 80% combined LVR, approval in 24-48 hours, and settlement within days. Complete 2025 guide.

13 Jan 20269 min
Lending Basics

Commercial Property Loans in Australia 2025: Private Lending Guide (Rates from 10-14%)

Finance for purchasing or refinancing commercial real estate including offices, retail, and industrial. Get approval in 24-48 hours, rates from 10-14% p.a., LVR up to 60-65%.

13 Jan 20265 min
Lending Basics

Private Lending Darwin: Local Guide for NT Borrowers

Everything you need to know about private lending in Darwin. Find local private lenders, understand NT regulations, and get funded fast.

13 Jan 20265 min
Lending Basics

Private Lending Hobart 2025: Local TAS Guide (Fast Property Finance)

Private lending in Hobart from 9% p.a. Fast approval for Battery Point, Sandy Bay and all Hobart areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Canberra 2025: Local ACT Guide (Fast Property Finance)

Private lending in Canberra from 9% p.a. Fast approval for Forrest, Griffith and all Canberra areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Newcastle 2025: Local NSW Guide (Fast Property Finance)

Private lending in Newcastle from 9% p.a. Fast approval for Merewether, The Hill and all Newcastle areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Gold Coast 2025: Local QLD Guide (Fast Property Finance)

Private lending in Gold Coast from 9% p.a. Fast approval for Main Beach, Broadbeach Waters and all Gold Coast areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Adelaide 2025: Local SA Guide (Fast Property Finance)

Private lending in Adelaide from 9% p.a. Fast approval for Burnside, Unley and all Adelaide areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Perth 2025: Local WA Guide (Fast Property Finance)

Private lending in Perth from 9% p.a. Fast approval for Cottesloe, Dalkeith and all Perth areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Brisbane 2025: Local QLD Guide (Fast Property Finance)

Private lending in Brisbane from 9% p.a. Fast approval for New Farm, Ascot and all Brisbane areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Melbourne 2025: Local VIC Guide (Fast Property Finance)

Private lending in Melbourne from 9% p.a. Fast approval for Toorak, South Yarra and all Melbourne areas. Get funded in 3-7 days.

13 Jan 20268 min
Lending Basics

Private Lending Sydney 2025: Local NSW Guide (Fast Property Finance)

Sydney property finance from private lenders. Whether Eastern Suburbs, North Shore, Inner West or Western Sydney, get fast approval and flexible terms. Local 2025 guide.

13 Jan 202610 min
Lending Basics

Private Lending vs Bank Loans: Which is Right for You?

Compare private lending and traditional bank loans in Australia. Understand the key differences in speed, rates, requirements, and when each option makes sense.

13 Jan 20266 min
Lending Basics

What is Private Lending? A Complete Guide for Australians

Private lending offers an alternative to traditional bank financing. Learn how private lending works in Australia, who it suits, and what to expect.

13 Jan 20264 min