Can I Get Private Lending for Investment Property? 2025 Guide

Can I Get Private Lending for Investment Property?

Yes, investment property is one of the most common uses for private lending.

This is one of the most common questions about private lending in Australia. Here's everything you need to know.

The Short Answer

Yes, investment property is one of the most common uses for private lending.

Detailed Explanation

Private lending is popular for investment property purchases because:

Why Investors Use Private Lending:

• Speed - Beat other buyers to properties
• Flexibility - Fund deals banks won't touch

• Portfolio building - Purchase multiple properties quickly
• Renovation funding - Buy and renovate before refinancing

Investment Property Terms:

Common Investment Scenarios:

Auction Purchase:

• Pre-approved facility
• Unconditional bidding

• Fast settlement

Below Market Value:

• Quick settlement required
• Vendor motivated

• Need to move fast

Renovation Projects:

• Purchase + reno funding
• Add value quickly

• Refinance at higher value

Portfolio Expansion:

• Multiple purchases
• Bank too slow

• Need flexibility

Key Points to Remember

• Private lending is a legitimate, regulated form of finance in Australia
• It's designed for borrowers who need speed, flexibility, or non-standard solutions

• Always understand your obligations before signing
• Work with reputable, verifiable lenders

• Have a clear exit strategy

Related Questions

Can I use private lending for multiple properties?

This relates to can i get private lending for investment property. The key consideration is understanding how private lending works differently from bank lending, focusing on property security rather than traditional lending criteria.

What LVR for investment property?

This relates to can i get private lending for investment property. The key consideration is understanding how private lending works differently from bank lending, focusing on property security rather than traditional lending criteria.

How do I refinance to a bank after?

This relates to can i get private lending for investment property. The key consideration is understanding how private lending works differently from bank lending, focusing on property security rather than traditional lending criteria.

Getting Expert Advice

If you have specific questions about can i get private lending for investment property, consider:

• Consulting a finance broker - They understand multiple lender options
• Seeking legal advice - Especially for complex situations

• Comparing multiple lenders - Terms vary significantly
• Using lending marketplaces - Access multiple options at once

Next Steps

Ready to explore private lending options?

On Introducr, you can post your funding request and receive competitive offers from verified private lenders within 48 hours. Compare rates, terms, and approval timeframes to find the best solution for your situation.

Disclaimer: This information is general in nature. Your situation may have specific considerations. Seek independent financial advice for your circumstances.

Last updated: January 2025