Frequently Asked Questions
Everything you need to know about private lending in Australia. Can't find your answer? Contact us directly.
Quick Answers
How fast can I get approved?
Most private lenders approve within 24-48 hours and settle within 3-7 business days.
Do I need good credit?
No. Most private lenders don't check credit scores. They focus on property equity and exit strategy.
What's the maximum LVR?
Typically 70-75% for first mortgages, up to 80% combined for second mortgages.
What are typical rates?
First mortgages: 9-14% p.a. Second mortgages: 14-20% p.a. Caveat loans: 2-4% per month.
General Questions
How Long Does Private Lending Take
Get answers to "How Long Does Private Lending Take" with our comprehensive Australian guide.
Read full answerHow Long Does Private Lending Take?
Approval in 24-48 hours; settlement in 3-7 business days.
Read full answerIs Private Lending Legal in Australia?
Yes, private lending is completely legal and regulated in Australia.
Read full answerIs Private Lending Safe?
Yes, when you work with reputable lenders and understand the terms.
Read full answerRequirements & Costs
Private Lending Fees Explained: What to Expect
This guide covers everything you need to know about private lending fees explained: what to expect in the Australian private lending market.
Read full answerWhat Credit Score Do I Need for Private Lending?
Most private lenders don't check credit scores at all.
Read full answerWhat Fees Are Involved in Private Lending?
Expect establishment fees of 1-3%, plus legal, valuation, and potential exit fees.
Read full answerWhat is the Maximum LVR for Private Lending?
Typically 70-75% for first mortgages, up to 80% combined for second mortgages.
Read full answerOther Questions
Can I Get Private Lending for Investment Property?
Yes, investment property is one of the most common uses for private lending.
Read full answerIs Private Lending Profitable for Investors?
Private lending returns range 9-15% annually. Learn if it suits your investment strategy.
Read full answerPrivate Lending FAQ Comprehensive
This guide covers everything you need to know about private lending faq comprehensive in Australia.
Read full answerWhat Exit Strategies Work for Private Lending?
Common exits include property sale, bank refinance, development completion, or business income.
Read full answerStill Have Questions?
Post your funding request on Introducr and our team or lenders can answer your specific questions.
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