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Invoice Finance
Invoice finance (factoring/discounting) unlocks cash tied up in unpaid invoices. Get paid immediately rather than waiting 30-90 days for customer payment.
Key Benefits
- ✓Immediate cash flow
- ✓Grow without waiting for payments
- ✓Flexible (grows with sales)
- ✓Fast setup
- ✓No additional security usually needed
- ✓Customer pays invoice as normal
Requirements
- •B2B invoices to creditworthy customers
- •Trading history (usually 6+ months)
- •Invoice copies
- •Customer details
- •Basic business financials
How It Works
1
Invoice finance application
2
Customer credit checks
3
Facility approval
4
Submit invoices for funding
5
Receive 70-90% upfront, balance when paid
Frequently Asked Questions
How much can I access?
Typically 70-90% of invoice value upfront, with balance (minus fees) when customer pays.
What does it cost?
Usually 1-3% of invoice value plus interest on funds advanced, varies by risk and volume.
Do my customers know?
Depends on structure: factoring yes (lender collects), invoice discounting no (you still collect).
Ready to Apply for Invoice Finance?
Connect with private lenders who specialize in invoice finance. Get responses within 24-48 hours.
Apply Now