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Caveat Loans
Caveat loans are short-term loans secured by placing a caveat on property you own. They offer the fastest approval and funding times of any loan type, often settling within 24 hours. Ideal for urgent funding needs.
Key Benefits
- ✓Fastest funding available (often same day)
- ✓Minimal documentation required
- ✓Bad credit accepted
- ✓Income not assessed
- ✓Existing mortgages okay
- ✓Flexible repayment terms
Requirements
- •Unencumbered property equity available
- •Property ownership proof
- •Photo ID
- •Clear purpose for funds
- •Exit strategy
How It Works
1
Submit application with property details
2
Quick valuation assessment
3
Approval within hours
4
Caveat lodged on title
5
Funds released same day
Frequently Asked Questions
How quickly can I access funds?
Caveat loans can be approved and funded within 24 hours, sometimes even same day for urgent situations.
What LVR can I get with a caveat loan?
Typically 50-65% of unencumbered property value, depending on property type and location.
Can I get a caveat loan with bad credit?
Yes, caveat lenders focus on property security rather than credit history or income.
Ready to Apply for Caveat Loans?
Connect with private lenders who specialize in caveat loans. Get responses within 24-48 hours.
Apply Now