Refinance to Release Equity Fast for Projects or Working Capital
Refinance to Release Equity Fast for Projects or Working Capital. Fast private lender funding in 24-72 hours. Metro locations, 50% LVR = rates from 8%.
Refinance to Release Equity Fast for Projects or Working Capital
For developers, builders, and renovators: When your project needs funding fast, banks are too slow. Private first mortgage lenders can fund in days, keeping your project on track.
Who This Is For
- Property developers acquiring sites
- Builders with construction funding gaps
- Renovators needing project capital
- Anyone with a property project that needs to keep moving
How It Works
Speed Comparison
| Lender Type | Approval | Settlement |
|---|---|---|
| Major Banks | 4-8 weeks | 2-4 weeks |
| Private Lenders | 24-48 hrs | 24-72 hrs |
What You Need
Essential:
- Property in metro location
- Clear exit strategy
- Basic ID and entity documents
For Best Rates (8-12% p.a.):
- 50% LVR or below
- Sydney/Melbourne/Brisbane metro
- Standard property type
- Clear, simple situation
Typical Scenarios
Site Acquisition
Need to settle on a development site in 2 weeks? Banks take 8 weeks. Private first mortgage can settle in days.
Construction Funding Gap
Builder needs next progress payment but your loan hasn't come through? Fast first mortgage bridges the gap.
Keep Project Moving
Cash injection needed to keep works on program? Secured against existing property, fund in days.
The Process
Step 1: Submit Your Scenario
Tell us what you need, why, and your timeline. Takes 5 minutes.
Step 2: Get Matched
We connect you with lenders who fund your situation. Usually within hours.
Step 3: Receive Offers
Compare rates, terms, and settlement timeframes. Most borrowers get offers same day.
Step 4: Settle Fast
Accept an offer, complete documentation, settle in 24-72 hours.
Rates and Costs
| LVR | Typical Rate |
|---|---|
| 50% or less | 8-12% p.a. |
| 50-65% | 10-14% p.a. |
| 65-75% | 12-16% p.a. |
Other costs:
- Establishment fee: 1-3%
- Legal/valuation: ~$2,000-$5,000
What Makes Approval Faster
Your Checklist
☐ Metro property location
☐ Clear title
☐ Exit strategy documented
☐ ID and entity docs ready
☐ Solicitor on standby
☐ Available to respond quickly
Get Started
If you need fast first mortgage funding, submit your scenario and get matched with verified private lenders.
Important: Metro Locations Only
Our lenders fund metro properties in Sydney, Melbourne, Brisbane, Perth, and Adelaide only.
50% LVR = best rates from 8% p.a.
Topics covered: